Real Estate Dictionary

K

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KAME

A small mound or hill composed of stratified glacial deposits.

KEENE'S CEMENT

An unusually tough and durable gypsum plaster to which alum has been added. Used primarily for walls of commercial buildings.

KEEPER

A term seldom used in the United States. A custodian of a building or grounds. (Seldom used, except for "The Simpsons," an animated television show featuring the character Groundskeeper Willie.)

KELP-SHORE

The shore between the high and low water marks.

KEOGH PLAN

A retirement plan whereby a self-employed person may set aside a certain portion of income (tax deferred) into a retirement account. The money is taxable upon withdrawal at retirement when the person's tax bracket is often lower.

KERF

(1) A notch or slit made by a saw. (2) The width of the cut of a saw blade.

KEY LOT

(1) A strategically located lot, adding to its value. (2) A lot adjoining a corner lot at its rear property line with frontage on the secondary street. Also called a Butt Lot.

KEYMAN INSURANCE

Insurance through loss (through death or disability) of a "key" (important) person in a company. The liability is the estimated cost of the loss (in business lost, and replacement of the individual). Some lenders require this insurance before lending to small companies which rely on one, or a few "key" people.

KEYSTONE

The piece, usually wedge shaped, at the top of an arch.

KEY TENANT

For a commercial or office development, the resident who attracts other residents or customers, such as a major chain store in a mall or a law firm in an office building. May gain favorable lease provisions as an incentive to lease space.

KICKBACK

Gratuitous payment made to a person for a referral of business.

KICKER

Additional compensation for a lender or investor, the right to share in the income from the property in addition to payments of principal and interest. Also known as "equity kicker" or "lender participation".


KICK PLATE

A metal or plastic strip, placed at the lower edge of a door or on a riser of a step to protect it from damage by accidental kicking.

KILN

(1) An oven which reaches high temperatures for baking ceramics, or bricks. (2) A room or shed through which warm, dry air is circulated to dry lumber.

KILO

One thousand; a prefix (kilometer-1000 meters; kilogram1000 grams).

KILOGRAM

1000 grams (2.204 pounds).

KILOMETER

1000 meters. [See also: Meter (1)].

KILOVOLT

1000 volts.

KILOWATT

1000 watts.

KILOWATT HOUR

1000 watt-hours.

KIN

Those related by blood.

KIOSK

Any small structure that stands alone, usually for the purpose of supplying a product or service (i.e. the attendant's booth in a parking lot, a lottery booth in the center of the promenade of a mall).

KIP

1000 pounds. Formed by combining the words kilo and pound.

KITE WINDER

The steps at the curvature of a circular stairway, which are triangular, or kite-shaped.

KNOCK DOWN

Any parts of a building which can be easily assembled, installed, or removed, such as certain types of window frames, partitions, etc.

KNOLL

A small rounded hill.

KNOT

(1) The hard, irregular shaped defects in boards, caused by cutting at the point where the branch of the tree meets the trunk. (2) A measure of speed, equal to one nautical mile (approximately 6,076 ft.) per hour.

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